WhatsApp 'Hi Mum' Scam Targets Parents, Costs £226,744

A rapidly evolving WhatsApp and SMS scam is targeting parents and friends by impersonating loved ones—often starting with a message like 'Hi mum' or 'Hi dad'—claiming the sender has lost their phone and been locked out of their bank account. Scammers quickly pressure recipients to transfer money, typically providing unfamiliar bank details and creating urgency around fabricated crises such as rent payments or urgent bills. Fraudsters do not always pose as children; they may also impersonate friends or parents. Data from Santander indicates impersonating a son is the most successful tactic, with daughters and mothers following. Experts warn that AI voice impersonation technology is increasingly used to make scams more convincing, including fake voice notes. Authorities advise verifying any such requests by contacting the loved one directly using their known number and caution against responding to unknown numbers or transferring funds to unfamiliar accounts.