New Mexico Health Insurance Rates Expected to Rise 35%-52% Amid State Subsidies

Several U.S. regions are facing significant increases in health insurance premiums for 2026, driven by rising healthcare costs and potential policy changes. Dickinson County officials expect health insurance costs to rise beyond the budgeted 10% due to higher claims and are exploring multiple carrier options. New Mexicans purchasing coverage through the state exchange could see premium hikes between 35% and 52%, exacerbated by the expiration of federal subsidies under President Trump's "Big Beautiful Bill," though state subsidies may mitigate impacts for lower-income families. In New York, open enrollment for ACA plans begins November 1, with experts warning of increased copays, premiums, and medication deductibles, influenced in part by changes to Medicare under the Inflation Reduction Act. Colorado representatives have warned that if the government shutdown continues and federal subsidies expire, families could face about a 30% increase in healthcare premiums next year, with bipartisan calls for government reopening to address subsidy extensions. Across these areas, continuity of care and affordability remain key concerns as stakeholders seek ways to manage rising costs amid shifting federal and state support.