Q3 2025 Earnings Show Record Growth, Strong Deposit Gains Across Regional Banks

Several regional financial institutions reported their third-quarter 2025 earnings, highlighting mixed results amid evolving market conditions. First Western Financial provided detailed forward-looking statements emphasizing risks and non-GAAP measures but did not disclose specific financial figures in the transcript. First American Financial also discussed forward-looking statements and non-GAAP metrics while outlining risks, without detailed financial results in the available call transcript. Business First Bancshares reported strong earnings per share of $0.73, exceeding expectations, with total assets of $7.95 billion and deposits growing by $87.2 million despite a slight decline in loans. The bank demonstrated solid profitability metrics, including a 1.06% core ROAA and improved operational efficiency, driven by organic growth and strategic acquisitions. Overall, these reports reflect stable profitability for regional banks amid cautious lending environments and ongoing efforts to optimize deposit bases and credit quality.